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MCQs

Total Questions : 461 | Page 16 of 47 pages
Question 151. Loan of very small amounts given to low income groups is called
  1.    Cash credit
  2.    Micro credit
  3.    Simple overdraft
  4.    No frills loans
 Discuss Question
Answer: Option B. -> Micro credit
Question 152. When a banker talks about CDR, what is he talking about?
  1.    Corporate Debt Restructuring
  2.    Corporate Debt Rollover
  3.    Company Debt Rollover
  4.    Corporate Deposit Restructuring
 Discuss Question
Answer: Option A. -> Corporate Debt Restructuring
Question 153. Cash Reserve Ratio (CRR) and Statutory’ Liquidity Ratio (SLR) are terms most closely related to which of the following industries / markets?
  1.    Capital Market
  2.    Banking industry
  3.    Commodities market
  4.    Money Market
 Discuss Question
Answer: Option B. -> Banking industry
Question 154. Expand the term ALM as used in Banking/Finance sector ?
  1.    Asset Liability Maturity
  2.    Asset Liability Mismatch
  3.    Asset Liability Management
  4.    Asset Liability Manpower
 Discuss Question
Answer: Option C. -> Asset Liability Management
Question 155. What is the maximum period for which domestic term deposits are normally accepted by banks in our country?
  1.    3 years
  2.    5 years
  3.    7 years
  4.    10 years
 Discuss Question
Answer: Option D. -> 10 years
Question 156. What does the letter ‘L’ stands for in the term LAF commonly used in financial/economic news?
  1.    Liquidity
  2.    Least
  3.    Liabilities
  4.    Long
 Discuss Question
Answer: Option A. -> Liquidity
Question 157. Which of the following is a correct statement ?
  1.    Normally no interest is paid on current deposit accounts.
  2.    Interest is paid on current accounts at the same rate as term deposit accounts.
  3.    The rate of interest on current account and savings account are the same.
  4.    No interest is paid on any deposit by the bank.
 Discuss Question
Answer: Option A. -> Normally no interest is paid on current deposit accounts.
Question 158. Which of the following is a measure taken by Reserve Bank of India to control inflation in our country?
  1.    Increase in CRR
  2.    Increase in SLR
  3.    Contraction of supply of currency
  4.    Raising of Repo/ Reserve Repo Rate
 Discuss Question
Answer: Option C. -> Contraction of supply of currency
Question 159. What do you understand by the term ‘Mortgage’?
  1.    Registration of charge with the Registrar of Companies
  2.    Making the security of immovable property available as a cover for a home loan by the borrower.
  3.    Sale of moveable security in the event of default by the borrower
  4.    Registration of charge with the Regional Transport Authority
 Discuss Question
Answer: Option B. -> Making the security of immovable property available as a cover for a home loan by the borrower.
Question 160. Which of the following is NOT a source of funds of a commercial bank?
  1.    Capital
  2.    Call money
  3.    Deposits
  4.    Cash reserves with RBI
 Discuss Question
Answer: Option D. -> Cash reserves with RBI

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