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MCQs

Total Questions : 461 | Page 18 of 47 pages
Question 171. Budget is an instrument of
  1.    Commercial policy of the government
  2.    Fiscal policy of the Government
  3.    Monetary policy of the government
  4.    Money-saving policy of the government
 Discuss Question
Answer: Option B. -> Fiscal policy of the Government
Question 172. Free shares of stock given to share holders at present, based upon the number of shares that a share holder owns are
  1.    Right issues
  2.    Bonus shares
  3.    IPO
  4.    Preferential shares
 Discuss Question
Answer: Option B. -> Bonus shares
Question 173. CRR refers to the share of _____ that rural banks have to maintain with RBI of their net demand and time liabilities ?
  1.    Liquid cash
  2.    Gold
  3.    Forex reserves
  4.    Illiquid cash
 Discuss Question
Answer: Option A. -> Liquid cash
Question 174. The securities that the Banks purchase with the intention of keeping them till they mature, fall in which of the following categories ?
  1.    Held till maturity
  2.    Fixed securities
  3.    Fixed time securities
  4.    Permanent securities
 Discuss Question
Answer: Option A. -> Held till maturity
Question 175. Which among the following is the first universal bank of India?
  1.    HDFC
  2.    Axis Bank
  3.    ICICI
  4.    Federal Bank
 Discuss Question
Answer: Option C. -> ICICI
Question 176. A debit card holder cannot perform which of the following functions?
  1.    Make Point of Sale (POS) purchase
  2.    Recharge pre-paid mobile phones
  3.    Pay Life insurance premium
  4.    Make donation
  5.    None of the above
 Discuss Question
Answer: Option E. -> None of the above
Question 177. Which of the following is not classified as a commercial Bank ?
  1.    Regional Rural Bank
  2.    Private Sector Bank
  3.    Foreign Bank
  4.    Co-operative Bank
 Discuss Question
Answer: Option D. -> Co-operative Bank
Question 178. Which of the following is the best option to park money for a long period of time to earn a high rate of interest?
  1.    Savings account
  2.    Current account
  3.    Deposit account
  4.    Recurring account
 Discuss Question
Answer: Option C. -> Deposit account
Question 179. Mortgage is a
  1.    Security on immovable property for a loan given by a bank
  2.    Security on movable property for a loan given by a bank
  3.    Security on immovable property for a deposit received by a bank
  4.    Concession on immovable property for a loan given by a bank
 Discuss Question
Answer: Option A. -> Security on immovable property for a loan given by a bank
Question 180. Credit risk to the bank is high from which of these card ?
  1.    ATM cards
  2.    Debit cards
  3.    Credit cards
  4.    All of these
 Discuss Question
Answer: Option C. -> Credit cards

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