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MCQs

Total Questions : 461 | Page 15 of 47 pages
Question 141. Many times we read the term ‘ECB’ in newspapers. What is the full form of ‘ECB’ ?
  1.    Essential Commercial Banking
  2.    European Credit Borrowing
  3.    External Credit For Business
  4.    External Commercial Borrowing
 Discuss Question
Answer: Option D. -> External Commercial Borrowing
Question 142. Credit risk to the bank is high from which of these cards?
  1.    Debit cards
  2.    Credit cards
  3.    ATM cards
  4.    None of these
 Discuss Question
Answer: Option B. -> Credit cards
Question 143. Which one of the following is a Credit Card Association?
  1.    India Card
  2.    Master Card
  3.    SBI Cards
  4.    City Bank Cards
 Discuss Question
Answer: Option B. -> Master Card
Question 144. Depreciation of an asset occurs due to
  1.    Fire in the unit
  2.    Theft
  3.    Labour Trouble
  4.    Wear and tear
 Discuss Question
Answer: Option D. -> Wear and tear
Question 145. Which of the following is NOT a source of funds of a commercial bank?
  1.    Capital
  2.    Borrowings from RBI
  3.    Call money borrowings
  4.    Deposits
 Discuss Question
Answer: Option A. -> Capital
Question 146. Which one of the following is not an electronic Banking delivery channel?
  1.    Mobile Phone Banking
  2.    Internet Banking
  3.    Mobile Vans
  4.    Tele Banking
 Discuss Question
Answer: Option C. -> Mobile Vans
Question 147. The Rate at which the domestic currency can be converted into foreign currency and vice-versa is known as the
  1.    Exchange rate
  2.    MIBOR
  3.    Inter bank Call money rate
  4.    Base rate
 Discuss Question
Answer: Option A. -> Exchange rate
Question 148. Crossing on a cheque can be cancelled by the ________ of the cheque, under his full signature.
  1.    payee
  2.    drawee
  3.    endorser
  4.    drawer
 Discuss Question
Answer: Option D. -> drawer
Question 149. Insurance cover for bank deposits in our country is provided by
  1.    SBI
  2.    UCI
  3.    DICGC
  4.    GIC
 Discuss Question
Answer: Option C. -> DICGC
Question 150. Bank branches which can undertake foreign exchange business directly are known as in foreign exchange
  1.    Authorized dealers
  2.    Foreign dealers
  3.    Overseas branches
  4.    Approved dealers
 Discuss Question
Answer: Option A. -> Authorized dealers

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