The National Housing Bank, the apex institution of housing finance in India, is a wholly-owned subsidiary of RBI. It started operating from July 1988 with an authorized paid-up capital of RS. 450 crore.

The Government initiated the process of amalgamation of RRBs in a phased manner with a view to consolidate and strengthen RRBs. 196 RRBs were amalgamated to form 86 new RRBs till March 31, 2009.

NABARD, with a paid-up capital of Rs.2,000 crore, was set up as an apex development bank with the mandate of facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It was the Narasimhan Committee that recommended the transfer of RBI's stake in State Bank of India, Nabard and NHB to the government to differentiate the central bank's role as the owner of banks and the sector regulator.

In January 1982 recognizing the importance of exports in India's development programs, the Government of India set up the Export-Import Bank of India as a statutory corporation owned completely by the Union Government.

Categories under priority sector “ Micro, Small and Medium Enterprises, Education and Housing.

Bank loans up to a limit of Rs.15 crore to borrowers for purposes like solar based power generators under priority sector lending.

Bank loans up to Rs. 5 crores per unit to Micro and Small Enterprises under priority sector.

For individual households, the loan limit is for renewable energy under priority sector Rs. 10 lakh per borrower.

Bank loans up to a limit of Rs. 5 crore per borrower for building social infrastructure for activities namely schools, health care facilities, drinking water facilities and sanitation facilities

Yes Bank has won the prestigious 2017 Golden Peacock Innovative Product / Service Award (GPIPSA) at the 27th World Congress at the Dubai Global Convention in Dubai, UAE. And Gujarat Narmada Valley Fertilizers & Chemicals Ltd (GNFC) also won the award in this category for pioneering a cashless township transformation model. The Golden Peacock Awards raise the overall standards of developing and implementing transformative business models, and to recognize the achievements of the best performing organizations.