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BANKING NEWS MCQs

Banking, Banking Awareness

Total Questions : 234 | Page 18 of 24 pages
Question 171. Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as ______?
  1.    Account Receivable
  2.    Current Liabilities
  3.    Fixed Asset
  4.    None of the Above
 Discuss Question
Answer: Option A. -> Account Receivable




Question 172. ______ is the rate at which commercial banks charge on their surplus funds with RBI.
  1.    Repo Rate
  2.    Reverse Repo Rate
  3.    Interest Rate
  4.    Bank Rate
 Discuss Question
Answer: Option B. -> Reverse Repo Rate




Question 173. Reserve Bank of India was nationalized in:
  1.    1946
  2.    1947
  3.    1948
  4.    1949
 Discuss Question
Answer: Option D. -> 1949




Question 174. _________ is the amount a commercial bank needs to maintain in the form of cash, or gold or government approved securities (Bonds) before providing credit to its customers.
  1.    SLR
  2.    CRR Term
  3.    Deposit Rate
  4.    Call Money
 Discuss Question
Answer: Option A. -> SLR




Question 175. As per newspaper report,one of the major public sector banks sold out its RS> 500 Cr. loan to IIFCL. This type of buying and selling of loans in banking sector is popularly known as,
  1.    Teaser rate financing.
  2.    Take out financing
  3.    Infrastructure financing
  4.    Development financing
 Discuss Question
Answer: Option B. -> Take out financing




Question 176. Which are the following rates are decided by the RBI is called "Policy Rate"?
  1.    Cash reserve ratio
  2.    Lending rate
  3.    Bank rate
  4.    Deposite rate
 Discuss Question
Answer: Option A. -> Cash reserve ratio




Question 177. What is/are the main functions of RBI?
(i). Notes Issuance.
(ii). Government's Bankar.
(iii). Bankar's Bank.
(iv). Bank's Supervision.
  1.    Only (i)
  2.    Both (ii) and (iii)
  3.    Both (iii) and (iv)
  4.    All of these.
 Discuss Question
Answer: Option D. -> All of these.




Question 178. In India, Micro finance development and Equity fund is maintained by-
  1.    Small industries development Bank of India(SIDBI).
  2.    RBI(Reserve bank of India)
  3.    Nabard(National bank for Agriculture and rural development)
  4.    Nabard(National bank for Agriculture and rural development)
 Discuss Question
Answer: Option A. -> Small industries development Bank of India(SIDBI).




Question 179. 'kfw' group released another instalment of its financial aid to India.'kfw' is an organisation/bank base in;
  1.    France
  2.    Japan
  3.    Germany
  4.    China
 Discuss Question
Answer: Option C. -> Germany




Question 180. Who issues one rupee notes in India?
  1.    RBI
  2.    Ministry of Finance
  3.    Ministry of Corporate Affairs
  4.    NABARD
 Discuss Question
Answer: Option B. -> Ministry of Finance




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