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MCQs

Total Questions : 461 | Page 45 of 47 pages
Question 441. A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as
  1.    investment banking
  2.    specialized banking
  3.    mobile banking
  4.    national banking
 Discuss Question
Answer: Option B. -> specialized banking
Question 442. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of
  1.    Minors
  2.    Married women
  3.    Senior citizens
  4.    Govt. employees
 Discuss Question
Answer: Option C. -> Senior citizens
Question 443. What is Money Laundering?
  1.    Conversion of assets into cash
  2.    Conversion of Money which is illegally obtained
  3.    Conversion of cash into gold
  4.    Conversion of gold into cash
 Discuss Question
Answer: Option B. -> Conversion of Money which is illegally obtained
Question 444. Which one of the following is not a salient feature of debit card?
  1.    No bad debts to banks and no suits for recovery
  2.    No interest earning for banks
  3.    Works like a normal withdrawal slip
  4.    45 days credit is given to the card holder
 Discuss Question
Answer: Option D. -> 45 days credit is given to the card holder
Question 445. Which of the following is a measure taken by Reserve Bank of India to control inflation in our country?
  1.    Raising of Repo / Reverse Repo Rate
  2.    Increase in CRR
  3.    Increase in SLR
  4.    Contraction of supply of currency
 Discuss Question
Answer: Option A. -> Raising of Repo / Reverse Repo Rate
Question 446. What type of loan is granted by banks for purchase of white goods?
  1.    Consumption loan
  2.    Mortgage loan
  3.    Consumer durables loan
  4.    Home loan
 Discuss Question
Answer: Option C. -> Consumer durables loan
Question 447. What is a stale cheque?
  1.    A cheque issued without drawer’s signature
  2.    A cheque with only signature of the drawer
  3.    A cheque which has completed six months from its date of issue
  4.    A six months’ post dated cheque
 Discuss Question
Answer: Option C. -> A cheque which has completed six months from its date of issue
Question 448. Which one of the following constitutes the largest percentage of Retail loans in India?
  1.    Consumer loans
  2.    Personal loans
  3.    Auto loans
  4.    Home loans
 Discuss Question
Answer: Option D. -> Home loans
Question 449. Which of the following happened to be the first private bank in India to receive an in-principle approval from RBI?
  1.    HDFC Bank
  2.    ICICI Bank
  3.    Yes Bank
  4.    United Western Bank
 Discuss Question
Answer: Option A. -> HDFC Bank
Question 450. When the credit committee corporation was created?
  1.    1974
  2.    1972
  3.    1971
  4.    1973
 Discuss Question
Answer: Option C. -> 1971

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