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MCQs

Total Questions : 461 | Page 43 of 47 pages
Question 421. Regional Rural Banks were set up on the recommendations of
  1.    Nariman committee
  2.    Narasimham committee
  3.    Gadgil committee
  4.    Puri committee
 Discuss Question
Answer: Option B. -> Narasimham committee
Question 422. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called?
  1.    Bond
  2.    Share
  3.    Debenture
  4.    Warrant
 Discuss Question
Answer: Option B. -> Share
Question 423. Ultimate controller of Bank Deposits is?
  1.    RBI
  2.    Finance Secretary
  3.    Ministry of Finance
  4.    Controller of Deposits
 Discuss Question
Answer: Option A. -> RBI
Question 424. Banks usually collect penal rate of interest on ____ for the premature withdrawal of fixed deposits?
  1.    Principal
  2.    Rate of interest
  3.    Minimum deposit amount
  4.    Maturity amount
 Discuss Question
Answer: Option B. -> Rate of interest
Question 425. Fixed deposits can have
  1.    Nomination facility
  2.    Nomination facility with the permission of Bank Chairman
  3.    Nomination facility by taking special permission from bank
  4.    Nomination facility on the day of closing
 Discuss Question
Answer: Option A. -> Nomination facility
Question 426. Which among the following accounts deposit fetch the highest rate of interest?
  1.    Savings deposit
  2.    Recurring deposit
  3.    Fixed deposit
  4.    Current account deposit
 Discuss Question
Answer: Option C. -> Fixed deposit
Question 427. As per the direction of RBI on 29 October 2013, the banks can pay rate of interest on
Fixed deposits'?
  1.    At intervals shorter than quarterly intervals also
  2.    Pay on quarterly basis alone
  3.    On half yearly basis only
  4.    As per the direction of government of India
 Discuss Question
Answer: Option A. -> At intervals shorter than quarterly intervals also
Question 428. The Holidays for the Banks are declared as per which of the following Act
  1.    Reserve bank Act
  2.    Banking Regulation Act – 1949
  3.    Negotiable instrument Act –1881
  4.    Companies Act – 1956
 Discuss Question
Answer: Option C. -> Negotiable instrument Act –1881
Question 429. Interest rate "Savings deposit" now a days is decided by
  1.    RBI
  2.    SBI
  3.    Respective Banks
  4.    IBA
 Discuss Question
Answer: Option C. -> Respective Banks
Question 430. FCCB stands for
  1.    Foreign currency convertible bonds
  2.    Forex currency convertible bonds
  3.    Form currency convertible bonds
  4.    Future currency convertible bonds
 Discuss Question
Answer: Option A. -> Foreign currency convertible bonds

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