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MCQs

Total Questions : 461 | Page 19 of 47 pages
Question 181. If the customer can do all transactions only in a branch and the branch has no online access, it is called
  1.    Online Banking
  2.    Virtual Banking
  3.    Brick and Mortar Banking
  4.    None of These
 Discuss Question
Answer: Option C. -> Brick and Mortar Banking
Question 182. As a part of financial inclusion, Bank on Wheels is a banking kiosk in a mobile van which goes to various rural villages as per the predetermined schedule to provide the banking services to the rural Indians. This Vehicle Tracking through GPRS. GPRS stands for
  1.    General Packet Radio Service
  2.    General Packet Running Service
  3.    Gross Packet Radio Service
  4.    Gain Packet Radio Service
 Discuss Question
Answer: Option A. -> General Packet Radio Service
Question 183. A collection of investment tools such as stocks, shares, mutual funds, bonds, cash and so on depending on the investor's income, budget and convenient time frame. The art of selecting the right investment policy for the individuals in terms of minimum risk and maximum return is called as
  1.    Portfolio management
  2.    Credit creation
  3.    Amortized management
  4.    Zero account
 Discuss Question
Answer: Option A. -> Portfolio management
Question 184. Which bank has launched the country's first contact less debit and credit cards on 7 January 2015?
  1.    HDFC
  2.    SBI
  3.    ICICI
  4.    Yes Bank
 Discuss Question
Answer: Option C. -> ICICI
Question 185. On 7 May 2015, RBI said with effect from September 1, 2015 all new cards issued - debit and credit, domestic and international - by banks shall be EMV chip and pin based cards. EMV stands for
  1.    Europay, Mastro and Visa
  2.    Europay, Master Card and Visa
  3.    Entitlement of Master Card and Visa
  4.    Euro, Master Card and Visa
 Discuss Question
Answer: Option B. -> Europay, Master Card and Visa
Question 186. Which is the first bank to get ISO certificate?
  1.    Corporation Bank
  2.    UBI
  3.    Canara Bank
  4.    Syndicate Bank
 Discuss Question
Answer: Option C. -> Canara Bank
Question 187. Kisan Credit Card (KCC) scheme introduced in .................. has emerged as an innovative credit delivery mechanism to meet the production credit requirements of the farmers in a timely and hassle - free manner.
  1.    1998
  2.    2000
  3.    2001
  4.    1991
 Discuss Question
Answer: Option A. -> 1998
Question 188. To make KCC a Smart Card cum Debit Card, Government of India had constituted a Working Group under the Chairmanship of
  1.    C. Ranga Rajan
  2.    Chanda Kocchar
  3.    Arundhathi Bhattacharya
  4.    T.M. Bhasin
 Discuss Question
Answer: Option D. -> T.M. Bhasin
Question 189. A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. The loan backed only by promise to repay, and for this reason the personal loan also called
  1.    Transfer loan
  2.    Signature loans
  3.    Priority sector loan
  4.    Secured loans
 Discuss Question
Answer: Option B. -> Signature loans
Question 190. In 2014, Competition Commission of India probed the merger between regional rural banks sponsored by Punjab National Bank and
  1.    Andhra Bank
  2.    Union Bank of India
  3.    State Bank of India
  4.    Syndicate Bank
 Discuss Question
Answer: Option D. -> Syndicate Bank

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