Answer: Option D. -> Liquidity trap
Answer: (d)
A liquidity trap is a situation in which injections of cash into the private banking system by a central bank fail to lower interest rates and hence fail to stimulate economic growth.
A liquidity trap is caused when people hoard cash because they expect interest to rise in future, an adverse event such as deflation, insufficient aggregate demand, or war.

Answer: Option C. -> Mobile wallet and online payment system
Answer: (c)MobiKwik is an Indian company founded in 2009 that provides a mobile phone based payment system and digital wallet.

Answer: Option D. -> inversely with the price level
Answer: (d)
The variation in the value of money is always accompanied by the opposite variation in the price of commodities and services.
In brief, the value of money varies inversely with the price level. It is reciprocal of the price level.
Vm =1/p
(where Vm denotes the value of money and p stands for price level).

Answer: Option B. -> Reserve Bank of India
Answer: (b)Microfinance Institutions (MFIs) regulated by the Reserve Bank of India (RBI).

Answer: Option C. -> India Government Mint, Nasik (Maharashtra)
Answer: (c)
The Government of India has the sole right to mint coins.
Coins are minted at the four India Government Mints at
Mumbai, Alipore(Kolkata),
Saifabad(Hyderabad),
Cherlapally (Hyderabad) and
Noida (UP).

Answer: Option D. -> Credit Rating Agency
Answer: (d)SMERA Ratings Limited is a full service Credit Rating Agency, registered with SEBI, and accredited by RBI as an External Credit Assessment Institution, for Bank Loan Ratings under BASEL-II norms.

Answer: Option C. -> Govt. Securities
Answer: (c)

Answer: Option B. -> reduction in liquidity in the economy
Answer: (b)
The Cash Reserve Ratio is the amount of funds that the banks are bound to keep with the Reserve bank of India as a portion of their Net Demand and Time Liabilities (NDTL).
When RBI increases the CRR, fewer funds are available with banks as they have to keep larger portions of their cash in hand with RBI. This means that banks will now have less money to play with.
This resulted in a reduction in liquidity in the economy.

Answer: Option D. -> Bandhan Bank Limited
Answer: (d)The baseline “Aapka bhala, Sabki bhalai” is associated with Bandhan Bank limited.

Answer: Option A. -> 1, 3 and 4 only
Answer: (a)
Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society.
For financial inclusion ‘Know your customer (KYC) norms should be relaxed and no-frills account should be opened for low-income segments which are looking for basic banking only.
Along with general-purpose credit cards should be issued and bank branches should be opened in unbanked rural areas.