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MCQs

Total Questions : 461 | Page 22 of 47 pages
Question 211. Indian Commercial Banks are categorized into
  1.    Public sector Banks
  2.    Foreign Banks
  3.    Private Sector Banks
  4.    All of the above
 Discuss Question
Answer: Option D. -> All of the above
Question 212. Interest on Government securities on fixed basis is known as
  1.    Bank rate
  2.    Coupon
  3.    Prime Lending Rate
  4.    Bench mark PLR
 Discuss Question
Answer: Option B. -> Coupon
Question 213. Regional Rural Banks have been set up with the basic objectives of
  1.    Providing credit to semi - urban & urban population
  2.    Providing deposits facilities to farmers
  3.    Providing credit & deposit facilities to rural areas
  4.    Providing credit, deposit and other banking facilities to people in rural areas
 Discuss Question
Answer: Option D. -> Providing credit, deposit and other banking facilities to people in rural areas
Question 214. _____ is raised in capital markets.
  1.    Funds through long term securities
  2.    Long term loans through Govt. securities
  3.    Medium term loans
  4.    Short - term instruments
 Discuss Question
Answer: Option A. -> Funds through long term securities
Question 215. __ was not nationalized in 1969
  1.    Punjab National Bank
  2.    Oriental Bank of commerce
  3.    Bank of Baroda
  4.    Union Bank of India
 Discuss Question
Answer: Option B. -> Oriental Bank of commerce
Question 216. In the first round 14 major banks with a liability base of ____ were nationalized
  1.    10 crore or more
  2.    20 crore or more
  3.    50 crore or more
  4.    100 crore or more
 Discuss Question
Answer: Option C. -> 50 crore or more
Question 217. The maximum Statutory Liquidity Ratio to be maintained by banks is_____
  1.    25%
  2.    30%
  3.    35%
  4.    40%
 Discuss Question
Answer: Option D. -> 40%
Question 218. SLR is maintained as a percentage of
  1.    Time liabilities
  2.    Demand liabilities
  3.    Net demand and time Liabilities
  4.    Time and Demand liabilities
 Discuss Question
Answer: Option C. -> Net demand and time Liabilities
Question 219. _____ do not attract TDS
  1.    Recurring deposits
  2.    Fixed deposits
  3.    Reinvestment deposits
  4.    NRO FDR
 Discuss Question
Answer: Option A. -> Recurring deposits
Question 220. CRR funds are kept by the Banks in ____
  1.    Cash in hand at branches
  2.    Balance with other banks
  3.    Balance in a special Account with RBI
  4.    Funds in the currency chest
 Discuss Question
Answer: Option C. -> Balance in a special Account with RBI

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