Directions : In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing.

(a) If only I follows
(b) If only II follows
(c) I either I or II follows
(d) If neither I nor II follows
(e) If both I and II follow.

• Statement:


• It is necessary to adopt suitable measures to prevent the repetition of bad debts by learning from the past experiences of mounting non - performing assets of banks.

• Courses of Action:


• I. Before granting loans to customers their eligibility for loans should be evaluated strictly.


• II. To ensure the payment of installments of loans, the work, for which the loan was granted, should be supervised minutely on regular basis.