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Question
“What kind of scheme do you have ?" Amit asked the insurance agent.
Options:
A .  Amit asked the insurance agent what kind of scheme he/she is having
B .  Amit asked the insurance agent what kind of scheme he/she was having.
C .  Amit asked the insurance agent what kind of scheme he/she has.
D .  Amit asked the insurance agent what kind of scheme he/she had.
Answer: Option D
Answer: (d)

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