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MCQs

Total Questions : 34 | Page 3 of 4 pages
Question 21. A(n) _________ is the amount of money you must pay each year before your insurance company starts paying
  1.    life
  2.    beneficiary
  3.    deductible
  4.    health
 Discuss Question
Answer: Option C. -> deductible
Question 22. This type of insurance protects against damage to the car OR injury to persons in the car caused by a driver who carries no insurance
  1.    collision
  2.    comprehensive
  3.    property
  4.    uninsured motorists
 Discuss Question
Answer: Option D. -> uninsured motorists
Question 23. What type of insurance coverage is considered specialized?
  1.    Floods and earthquakes
  2.    Stolen or destroyed property
  3.    Loss of Use
  4.    Property Damage from a fire
 Discuss Question
Answer: Option A. -> Floods and earthquakes
Question 24. If you can not work due to a health condition or injury, this type of insurance will pay you a portion of the income you lose
  1.    disability
  2.    health
  3.    premium
  4.    hospitalization
 Discuss Question
Answer: Option A. -> disability
Question 25. Which type of Life Insurance policy only pays a beneficiary when a person dies during a time period?
  1.    Term Life Insurance
  2.    Whole Life Insurance
  3.    Variable Life Insurance
  4.    Universal Life Insurance
 Discuss Question
Answer: Option A. -> Term Life Insurance
Question 26. Which of the following is NOT covered by Property Damage Liability Coverage?
  1.    Cars
  2.    Poles
  3.    Signs
  4.    Medical Bills
 Discuss Question
Answer: Option D. -> Medical Bills
Question 27. Insurance that protects your family against financial loss due to your death is
  1.    coinsurance
  2.    disability insurance
  3.    life insurance
  4.    comprehensive insurance
 Discuss Question
Answer: Option C. -> life insurance
Question 28. The total cost of buying insurance, usually per year
  1.    Premium
  2.    coverage
  3.    deductible
  4.    policy
 Discuss Question
Answer: Option A. -> Premium
Question 29. Surgical insurance covers the fees of
  1.    teachers who teach
  2.    professors who instruct
  3.    truck drivers who drive
  4.    doctors who perform surgery
 Discuss Question
Answer: Option D. -> doctors who perform surgery
Question 30. Which of the following is a way to reduce the cost of your insurance premium?
  1.    Good grades
  2.    Number of miles you drive
  3.    Where you live
  4.    All answers are correct
 Discuss Question
Answer: Option D. -> All answers are correct

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